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Business Loans

Even though most loans are around 30 years in length, you may be surprised to hear that Australians often change their home loan every 4-5 years as they refinance.

 

Refinancing is a chance to look at what’s out there and see whether your current loan is still the right one for you. If it’s not, it may be time to refinance.

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When it comes to refinancing, you need to know exactly what is out there in the market to know what your options are.

 

That’s where a mortgage broker like us can help. We deal with lenders and evaluate loan rates and features day in and day out. We understand the current market and can offer a wealth of information and expertise for you to draw on. Not only will we help you find the right loan, we’ll aim to make the whole application and approval process much easier.

The first thing we will do is catch up and chat about your current loan and circumstances, and find out what your needs and goals are, and how they may have changed since you took out your loan.

 

We can then give you an accurate idea of your current costs; identify any potential savings from rates, fees or features; and re-evaluate your borrowing potential. From here we can then help find the right loan for you.

As your broker, we will look for a loan that suits you and your circumstances. With access to multiple lenders and an array of different loan products, we stay up-to-date with the changes within the market and new products from the lenders as they come online.

Once we’ve identified a loan that works for you, we take care of the application process on your behalf.

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Obviously the first question to ask is, could you be paying less? A loan with a lower interest rate or less fees can be the simplest way to reduce your repayments. It means you can unlock a little more spending money, or better still, pay off more of your principal to pay the loan back sooner.

Our Broking Team

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