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When to refinance your loan? Whenever it makes financial sense to do so.

As time marches on, situations change... Perhaps you’ve changed jobs? Or there’s a new addition to the family? Maybe you would just like a better rate? Maybe it’s the advent of school fees, or perhaps the kids have moved out of home? Or maybe that tired kitchen has just reached the end of its life. 

A shift in circumstances may mean it is time to revisit your home finances.


For many, the idea of refinancing a mortgage can be daunting. Fees and fixed versus variable interest rates need to be considered. However the right refinanced loan might help you to pay off your mortgage faster and for less, clear unhealthy debt or upgrade and add value to your home, all of which are steps in the right direction.

We can help you way up all areas and find you a more suitable loan. Contact us to discuss your situation or click below to read our answers to common refinancing questions.

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Why choose Peer Wealth

We act as your advocate.

We work for you and not the bank. We get to know you personally to understand your unique circumstances. From our experience we know which lenders will have the product that will meet your needs. And we negotiate for what’s right for you, not what’s right for the lenders. 

We're in it for the long haul.

We will oversee and manage the loan’s progression right through to the end and you can expect us to keep track of your changing needs, helping you should you need to switch products or wish to purchase another property.


Why choose Peer Wealth

We make it easy for you.

We start by meeting you at a time and place that suits you – at home, at work or over a coffee; during the week, at night or over the weekend – we’re always flexible. We’ll look at your current loans and financial circumstances and then research and find the right solution for you. We take care of the paperwork, manage the application process and then take it through to settlement.

We're fast.

We can get things moving quickly. We’ll work with our lender networks and contacts, securing your finance as fast as possible.


" Tom was very helpful and understanding. Took our calls even out of hours.


Really didn't feel like it was business, the whole experience was great and we felt we were really looked after. It was a great experience for us as first home buyers.


Would definitely recommend Tom and Peer Wealth in the future to any of my friends or colleagues. "